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Northshore · St. Tammany Parish

Water damage restoration in Covington and Mandeville

These two St. Tammany cities are less than a half-hour apart yet meet water differently. Covington stands at a fork of the Bogue Falaya and Tchefuncte rivers, 26 feet above sea level. Mandeville sits on the lake at 7 feet, behind a 5-foot seawall, where the nearest blocks have flooded repeatedly in storm surges.

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River and lake water should be treated as contaminated until you know otherwise.

Key facts: Covington and Mandeville

  • Covington is the St. Tammany parish seat, located at a fork of the Bogue Falaya and Tchefuncte rivers [1].
  • Mandeville's low-lying lakefront is protected by a 5-foot seawall, and the blocks nearest the lake have flooded repeatedly during surges [2].
  • Katrina flooded hundreds of Mandeville buildings, and surges from Isaac in 2012 and Ida in 2021 followed [2].
  • Later building-elevation and floodplain rules sharply reduced repeat losses in Mandeville, according to its encyclopedia entry [2].

Where this covers

Northshore communities on the coverage list

Confirm your ZIP code on the call.

  • CovingtonParish seat, founded as Wharton in 1813 and renamed in 1816.
  • MandevilleA lakefront city laid out in 1834 and sold by auction as a resort for New Orleans visitors.
  • Madisonville and Abita SpringsSmaller covered communities nearby, each with its own local government.

Two kinds of water

River flooding in Covington, surge in Mandeville

Covington's early trade came up the Bogue Falaya by boat, using the Tchefuncte to reach Lake Pontchartrain. [1] Those same waterways drain a broad area, and after prolonged rain they can rise and spread into low ground near their banks. Properties close to either river should know their flood zone and elevation, while those a little further back may simply have to deal with poor yard drainage.

Mandeville's concern is mostly the lake. The seawall offers some protection, but hurricane surge has overtopped it: Katrina flooded hundreds of buildings there, and Isaac and Ida brought further surges. [2] Water driven in by wind comes in quickly and with force, carrying debris and silt into the older lakefront blocks.

The encyclopedia entry on Mandeville notes that building-elevation and floodplain regulations sharply reduced repeat losses after those storms. [2] In practice, a raised home by the lake may ride out surge that would have flooded its predecessor, though everything beneath the floor can still get wet.

Common situations

Water damage patterns on the Northshore

General patterns, not a record of particular jobs.

  • Limbs through the roof

    Tall trees and strong winds combine to break roof decking, and rain follows the opening into the attic.

  • River water in a low subdivision

    Slow-rising water covers yards and then floors, leaving silt and contamination behind.

  • Damp under a raised lakefront house

    Surge and groundwater wet soil, piers and insulation beneath elevated floors.

  • Slab homes that stay damp

    Trapped moisture beneath flooring can linger long after a leak has been fixed.

    Read more
Attic with daylight through a damaged roof deck and dark, wet insulation below
Tree strikes can open the roof deck, soaking insulation in the attic well before ceiling stains become visible.

Older homes

Lakefront cottages and historic buildings

Mandeville's long history as a resort has left older structures near the lake, such as the Dew Drop Social and Benevolent Hall, built in 1895 and now on the National Register. [2] Older wood-framed houses often sit on piers, have plaster or board walls and may contain lead paint. [3] Drying them too aggressively can crack old materials, so ask how your contractor adjusts for them.

Local historic review may apply to some exterior changes, so check before replacing original features. Interior drying generally comes first, and it is reasonable to keep samples or pictures of original trim in case it needs to be matched later.

Compare

Covington and Mandeville side by side

A broad comparison; individual properties can differ a great deal.

Water risks in Covington and Mandeville
DetailCovingtonMandeville
Elevation26 feet [1]7 feet [2]
Main water bodyBogue Falaya and Tchefuncte riversLake Pontchartrain
Typical flood mechanismRiver rise after prolonged rainWind-driven surge
Protection notedElevation inland5-foot seawall

How it usually runs

Steps on a Northshore water damage job

  1. 1

    Check the structure

    Trees on the roof need dealing with safely before anybody works underneath them.

  2. 2

    Protect from rain

    Openings are covered; keep receipts for your claim as state guidance advises. [4]

  3. 3

    Remove the water

    Water is extracted and soaked materials assessed, room by room.

  4. 4

    Clean if contaminated

    River and lake water call for cleaning before drying. [5]

  5. 5

    Dry and measure

    Dehumidifiers run with the house closed, and readings confirm when the job is done.

Permits

Which office to ask about repairs

Covington and Mandeville are separate cities, and much of the surrounding land is unincorporated St. Tammany Parish. [1] Madisonville and Abita Springs have their own governments too. Your address determines which office handles permits and floodplain questions, so confirm this before major repair work.

If a home in a mapped flood zone has been substantially damaged, rules may require it to meet current elevation standards when repaired. Ask early, since that decision can shape everything that follows.

Nearby

Areas near Covington and Mandeville

East along the shore is Slidell. The Causeway, whose first span opened in 1956, [2] links Mandeville to Metairie and Kenner, and New Orleans lies beyond.

Covington

Older streets and newer subdivisions around the parish seat

Covington was founded as Wharton in 1813, renamed in 1816 and got its railroad in 1888, [1] so its core has houses and commercial buildings far older than the subdivisions spreading out around it. The population grew from 8,765 in 2010 to 11,564 in 2020, [1] and much of the surrounding parish has grown too. A house's age therefore tells you a good deal about what you may find when a wall is opened.

Older homes may have raised floors, old wood siding and plumbing that has been altered over the decades. In these, a leak often shows itself at the floor first, because water drops through into the space below. Newer slab homes behave quite differently: water spreads outward along the floor and baseboards, and wet carpet may be the first thing you notice. Tell the contractor which kind you have, because it changes the equipment and the order of work.

River proximity should be judged by looking at maps and not by distance alone. A home a good way from the Bogue Falaya can still sit in a low swale that collects runoff, while one much nearer may stand on a slight rise. Your elevation certificate, if you have one, gives a more useful answer than a look from the street.

Mandeville

Lakefront blocks versus the rest of the city

Bernard de Marigny laid out Mandeville in 1834 and marketed it as a lake resort, and it was incorporated in 1840. [2] That history explains why its oldest buildings cluster near the water, the very blocks most exposed to surge. The land between Bayou Castine and the lake is low, and at 7 feet of listed elevation there is little margin when wind piles the lake against the shore. [2]

North of the old town, newer neighborhoods run toward Interstate 12. Those areas have their own concerns, including local drainage after heavy rain and tree damage in storms, and they may never see surge. Two households in the same city can therefore need quite different insurance and preparation. If you moved here from elsewhere in town, do not assume that what you learned at your old address still applies.

Elevated lakefront homes deserve a close look after any surge. Stairs, breakaway walls, utilities on the outside of the house and anything stored below can all be damaged while the living area stays dry. That can make a claim look minor from indoors when significant repairs are needed underneath. Walk around the outside and below the floor, once it is safe, before you decide the house came through unscathed.

Trees

Pines, oaks and what a falling limb does to a roof

Large trees are part of the Northshore's appeal; the Seven Sisters Oak in Mandeville is described as the largest certified southern live oak. [2] Trees also change the kind of water damage people see. A limb can punch through roof decking in a spot that is hard to see from the ground, and the rain that follows may travel some distance along rafters before it marks a ceiling.

After a storm, look in the attic with a flashlight before assuming the roof held. Daylight through the deck, wet insulation and dark streaks on rafters are all signs. Do not climb on a damaged roof or try to remove a tree resting on the house, because the weight may be holding things in place. Have a qualified tree service and roofer deal with it, and photograph it all first. State guidance treats wind or tree damage that lets rain in as generally a homeowners matter, [4] and it advises making reasonable temporary repairs while keeping the receipts.

River watching

Using river and weather information on the Northshore

Official information is more reliable than social media during an event.

  • River forecastsThe National Weather Service publishes forecasts and flood stages for gauged rivers. Learn what stage has affected your street in the past.
  • Parish alertsSt. Tammany Parish and the cities issue local notices, and signing up ahead of time is simple.
  • Move earlyRiver flooding often gives more warning than surge, so use that time to lift belongings and move vehicles.
  • Do not drive through itReady.gov warns against driving through flood water, which can hide washed-out roadway. [6]

Inside the home

Drying a Northshore house in humid weather

Pine woods and shade keep houses cool but also slow evaporation, and crawlspaces under shaded homes can stay damp for long periods. If you live in a raised home among trees, it is worth checking vents and vapor barriers even when nothing has gone wrong. After a leak, the crawlspace drying page explains how the area below the floor is handled.

Slab homes in newer subdivisions usually have vinyl plank or tile over concrete. Water can lie beneath those floors with no surface sign, and baseboards may swell first. Removing one row of flooring along the wet wall often tells you what is going on. If readings stay high, the flooring may need to come up for the slab to dry, as the structural drying page describes. A musty smell after several dry days is a reason to investigate, not to reach for an air freshener.

Small towns

Madisonville and Abita Springs

Madisonville and Abita Springs have their own local governments, and each has its own relationship with water. The Tchefuncte River, which runs on toward Lake Pontchartrain, [7] shapes low ground in that part of the parish. A 1909 to 1918 interurban line once linked the Mandeville lakefront with Abita Springs and Covington, [2] which is a reminder that these places have long been connected but remain separate towns.

For you, the practical meaning is simple: confirm which town or parish office handles your property before any permit application or floodplain question, and give the contractor your exact address so coverage can be checked on the call. Small-town offices may be easy to reach directly, and asking early is usually welcome. A short call can save you redoing work that needed review.

Checklist

What to look for after a Northshore storm

Look only where it is safe to do so.

Post-storm inspection points
WhereWhat to look forWhy it matters
AtticDaylight, wet insulationShows a roof opening before ceilings stain
Below a raised floorSilt, sagging batts, loose ductsHidden damage that keeps floors damp
Ceilings and tops of wallsRings, bubbling paintTraces water paths
Exterior walls low downWater lines, mudSeparates rising water from rain
Yard and streetStanding water, blocked ditchesExplains future entry points

FAQ

Questions from Northshore homeowners

Does the seawall keep Mandeville homes safe?

It helps, but surges have flooded lakefront blocks repeatedly, including during Katrina. [2] Check your elevation and flood coverage.

A tree hit my roof. Which policy applies?

State guidance says wind or tree damage that lets rain in is generally a homeowners matter. [4] Report it promptly and photograph it first.

I live miles from the river. Can I still flood?

Yes. Poor drainage and heavy rain can put water in low subdivisions. Flood maps are a guide and not a guarantee.

Are old houses dried differently?

Often. Plaster and old wood need care, and lead paint may be present in homes built before 1978. [3]

Who handles permits in Abita Springs or Madisonville?

Each has its own local government, while unincorporated land falls to the parish. Confirm for your address.

Nearby

More around Covington and Mandeville

Sources and citations

  1. [1]Wikipedia — Covington, Louisiana
  2. [2]Wikipedia — Mandeville, Louisiana
  3. [3]U.S. EPA — Protect your family from sources of lead
  4. [4]Louisiana Department of Insurance — Guidance on filing a claim after a storm
  5. [5]U.S. EPA — Flooded homes: cleanup and recovery
  6. [6]Ready.gov — Floods
  7. [7]Wikipedia — Tchefuncte River
Brick house with a newly repaired shingle roof under a clear sky

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